J.D.R. Hawkins

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Archive for the tag “guest post”

Guest Post by David Tylor

How to Keep Gutters Free of Nesting Birds

Birds are among the most amazing creatures in the animal kingdom in many ways. For starters, birds are direct descendants of dinosaurs and have existed since the Jurassic period. Most birds are well-designed for flight, with hollow bones and aerodynamic structures, and they are also the only animals covered in feathers. Birds are diverse and well-adapted creatures that come in all sizes, shapes, and colours and can be extremely intelligent. Their songs and calls can also be quite impressive!

Birds Don’t Belong in Your Gutters!

But if you’re a bird lover or observer, there’s one place you don’t want to see birds build nests: inside your gutters! Why? Because a bird’s nest can clog your gutter, and a clogged gutter can cause serious damage to your home’s roof and other infrastructure.

How? All of the moisture that accumulates on your roof has to go somewhere. Mounted gutters and downspouts do an excellent job of directing water away from your home’s foundation. That is to say, gutters work well when they can flow freely; a clog caused by a bird’s nest, on the other hand, can easily throw a wrench into the entire system.

A bird’s nest can significantly reduce the flow of water in your gutter. Add some accumulated leaves or other debris, and you could end up with a complete blockage! In this case, water can quickly overflow the gutters and cause serious damage to your windows, siding, and foundation. Water can back up onto your roof, causing damage to the roof’s support structure.

Some Tips for Keeping Your Gutters Clear of Birds Nest 

So, yes, birds are wonderful and incredible! But, at the same time, you can’t have them nesting in your gutters. So, what are you going to do about it? Is it possible to address the problem of gutter-nesting birds in a safe and humane manner? There are, indeed!

Here are a few tips you can try:

Install a predator decoy.

Many bird species can be deterred by using visual scares. Because their eyes are trained to recognise predator birds, a well-placed decoy can cause birds to flee in a hurry. A static decoy, on the other hand, will not fool the birds indefinitely, so you will need to change its position and move it around from time to time to keep the birds from catching on. However, you should be aware that some homeowners associations prohibit the use of bird decoys.

Set up some rubber snakes.

Don’t like the look of a large, plastic hawk, owl, or other bird of prey standing guard on your roof? Another lower-profile option is available, and it is not prohibited by most HOAs. We’re talking about rubber snakes, of course. They’re relatively inexpensive to purchase, and you might even find an extra rubber snake or two in your children’s toy box. While not all birds are afraid of snakes, they are wary of snakes near their nests because snakes pose a threat to their unborn chicks. You’ll probably want to put more than one around your gutter area, and you’ll need to figure out how to attach them so they don’t fall off and they won’t blow or wash away.

Make use of a bird repellent.

Bird repellent exists in the same way that mosquito repellent does. No, seriously. It is available in spray, gel, and granule forms, and can be applied wherever you want to keep birds away. Bird repellents are typically odor-based, making birds uncomfortable enough that they will not nest in the immediate vicinity. Because bird repellent can become quite thick and unpleasant to the touch, you should apply it with gloves. You may have to reapply several times during the bird breeding and nesting season.

Make use of a high-pitched noise deterrent.

Don’t want to mess with any liquids or chemicals? You could also use a bird deterrent that makes noise. Some systems attempt to mimic audible predator sounds, while others may include high frequency sounds that humans cannot hear. With either approach, you’ll need to be able to strategically mount the speakers close to your gutters, with enough speaker coverage to cover the entire gutter system.

Release the Bird Scare Attack Spider

This may sound like a joke, but it’s actually a novel approach to bird repellent. Many birds are afraid of larger spider species because they prey on small birds and their eggs. Are you ready to launch your own Attack Spider? This large animatronic spider can detect both sound and movement. When a bird triggers the detector, the spider descends its mounting line and scares the bird away. To make it work, you’ll simply need to find a way to elevate your Attack Spider above the gutter surface. You’ll almost certainly need to install more than one around the perimeter of your gutters.

Physically capture and relocate the bird (s)

If you can’t frighten them, trap them. Trapping birds is not always easy, but it is another somewhat humane approach you can try. It will, however, take some time and effort on your part. After you’ve set and baited the trap, you’ll need to check it on a regular basis. Once you’ve caught a bird (IF you can catch it), you’ll need to transport it somewhere else for a safe release, and then you’ll just have to hope it doesn’t find its way back to your house. To be honest, this is probably not the best solution for you.

Make and install your own steel mesh gutter covers.

If you are unable to repel the birds, you can create your own physical barrier to keep them out of your gutters. DIYers have been known to cut steel mesh (also known as hardware cloth) to size and then wrap it around their gutters. Birds, leaves, and other debris can be kept out of your gutters with these homemade gutter guards. However, they do not have the same lustre as professional-grade Gutter Guards, they’re not nearly as effective, and debris can still accumulate and clog on top of the mesh.

Get gutter guards professionally installed.

If you want a long-term, low-maintenance solution to your bird problem, having gutter guards professionally installed is your best bet. True gutter guards not only keep birds and rodents out of your gutters, but they also keep out leaves, twigs, and other debris while still allowing water to flow freely. And here’s another great advantage: you’ll never have to clean your gutters by hand again!


We hope you find these tips useful as you work to protect your gutters from nesting birds! And if you’re looking for the best gutter & gutter guard solutions in North Carolina and Virginia, Skywalker Windows & Siding has you covered. They manufacture and install custom seamless gutters, as well as the best gutter guard products from leading manufacturers. Give them a call or click today and let their friendly staff show you the Skywalker difference!

About the Author:

David composes for points like Home Improvement, Kitchen stylistic layout, Garden or travel-related themes furthermore; he has an enthusiasm for the metal structure industry for over ten years, Kylo has become an accomplished structure expert in this industry.He will probably assist individuals with his huge information to help them with his best recommendations about various Home Decors, for example, Doors Replacements, Siding, Windows Replacement, siding replacement and business structures.

Guest Post by Amy Lara

I frequently feature guest posts by various writers, and here is another article that I’m happy to share. Those of you who know me are familiar with my love of plants. Over the years, I have worked for several floral shops, greenhouses and garden centers. I absolutely love plants! In fact, if you entered my house, you’d think you were in a greenhouse. I have over 100 plants, and that number has been downsized in the past year! Houseplants add so much to interior design, as well as providing a healthy environment within the home.

Best Indoor Houseplants For Home Interior Decor

Many of us live with smaller indoor spaces, it is a reason the popularity of houseplants is on the rise everyday. Bringing them into our homes helps to decorate homes in an easy way and also it creates an oasis of peace after a long and stressful day. As the concrete jungle(City) closes around us, we can create our own living green jungles to retreat to.

House plants have a large group of different advantages as well. They look incredibly intermixed with inside design, can improve indoor air quality, are less demanding than different pets, and some of them will likewise create foods grown from the ground edibles. Get some of the best household plants in the USA for your home. 


Planted indoors, azalea detonates with dynamically colorful blossoms in a spring display that makes the bush an eternity top choice. So it’s just normal that customers feel enticed by the indoor, flower vendor’s azalea available to be purchased at nearby stores. Notwithstanding, the fine print is that, except if you take extraordinary consideration, the gathering won’t keep going long. To begin with, indoor azalea likes it cool and sticky, a blend it very well may be precarious to make misleadingly. Additionally, indoor azalea needs marginally acidic soil, implying that except if you repot it, vinegar should be added to all the water you give the plant. Note that indoors, azalea demands clammy (not wet) soil consistently. 

Wandering Jew

A vining growth propensity—that is a blessing and a revile for the inchplant, otherwise called the meandering jew. In a hanging bushel, the unmistakable, purple-and-silver-striped leaves tenderly course down, shimmering in the light and looking lovely. Yet, after some time, as the ringlets get longer and the leaves get less and farther in the middle, meandering jew starts to look wiped out, regardless of whether it’s flourishing. There’s only one approach to keep the plant putting its best self forward: You need to squeeze back the growing tips, and you need to do that again and again to stay up with a plant whose growth speed regularly makes it an obtrusive species indoors. The uplifting news? Past its curiously requesting prepping necessities, meandering jew needn’t bother with some other extra, strange consideration. 

Foliage plants

In the aroid family, which has given a scope of enduring houseplants, most unmistakable are the philodendrons. These are attractive tropical American plants, for the most part climbers, with alluring rough leaves, heart-formed, and regularly cut into flaps. Monstera deliciosa, or Philodendron pertusum, the Swiss cheddar plant, has conspicuous, polished, punctured leaves sliced to the edges.


Succulents are exceptionally famous with regards to indoor plants since they are almost indestructible and make a terrific masterpiece for your tabletops. They are basically illness free and low support plants requiring extremely less water settling on them an ideal decision for indoor plants.

Boston Fern

This lavish, verdant plant can give your home genuine wilderness vibes—as long as you can effectively copy the growing states of its first home, the tropical and subtropical rainforests. Without warmer temperatures, high humidity, and loads of sifted light, a miserable greenery will shed its leaves. You can use Your Metal Garages too for your small garden. Luckily, in case you’re capable, there are approaches to fulfill the plant’s necessities without forfeiting your home’s solace. To start with, set your plant by an east or west-bound window that gets a lot of roundabout daylight. On the off chance that conceivable, pick an area almost a warmth vent that can be shut and opened depending on the situation: While the plant grows in a moderate 65 to 75 degrees during the day, a 10-degree dunk in the evening forestalls parasite growth. At last, run a humidifier close by to hold the air around the plant back from drying out (particularly in winter).

Dumb Canes

The dumb canes, of the family Dieffenbachia, show up in various alluring species. They are attractive tropical foliage plants typically with variegated leaves; they endure disregard and flourish even in dry rooms. The Chinese evergreens, of the family Aglaonema, are beefy tropical Asian spices of moderate growth, with rugged leaves frequently bearing shimmering or colorful examples; they are solid and are open minded toward indoor conditions. Individuals from Scindapsus, prominently known as pothos, or ivy-arums, are tropical climbers from the Malaysian rainstorm territory; their variegated leaves are normally small in the adolescent stage. They do well in warm and surprisingly overheated rooms. The harmony lilies (not a genuine lily), of the variety Spathiphylla, are simple growing, vivacious tropical spices shaping bunches; they have green foliage and a progression of flowerlike leaves (spathes), generally white. Types of Anthurium, a significant number of which, for example, the flamingo blossom, have colorful spathes, do best in damp conditions. Caladium’s tropical American tuberous spices produce delicate looking yet colorful foliage; they keep shockingly well whenever shielded from chills and stormy drafts.

Miniature Roses

If these valuable blooms will not appear to last over seven days indoors, that is really on the grounds that they aren’t intended to do as such. Regardless of whether it returns home in a pot, it commonly should be moved outside inside about fourteen days to flourish. Something else, to imitate outside growing conditions for this high-support “houseplant” would really require a small multitude of apparatuses: a grow light to give 5+ long periods of direct light every day, a humidifier to keep the air soggy while the roots stay get enough to ward dry decay, and a little fan to make sufficient air flow. Should you see a positive outcome with the arrangement, add some sluggish delivery or water-solvent manure throughout the spring and summer growing season. At last, when you’re prepared to adapt it to the outside, leave the pot outside for seven days so it can become accustomed to its new natural conditions before transplant—at that point watch it flourish and grow rapidly to full estimate.

Areca palm

Areca palm is a typical indoor plant broadly used to add a dazzling green tone to your insides giving your home a tropical touch. It grows well in splendid backhanded light and henceforth ought to be kept next to the window or balcony entryway. Small pruned palms are incredible for adorning your work area space. The areca palm decorated with rice lights adjacent to the couch changes that piece of the room into a comfortable corner.

About the Author

Amy Lara 

Amy writes for Home Decor, Lifestyle, and Real estate-related topics additionally; she has a passion for the recreation and design industry for more than ten years. Amy has become an experienced Redesign in this industry. Her goal is to help people with her vast knowledge to assist them with her best suggestions about different: Prefab Metal Buildings, Metal Carports, Metal sheds, Metal Garages.

Guest Post by Patrick Johnsson

Here is another guest post by author Patrick Johnson in regard to the advantages of using steel sheds vs. wooden sheds. My husband recently built two small wooden sheds, which are placed in our backyard and serve us well. We chose wood because we live in the mountains and our house backs to an open space, so it gets very windy at times. We decided wood was more sturdy because of this, but perhaps, the following article will sway you differently.

Benefits of Using Steel Sheds Over Wooden Sheds

Are you looking for a high-quality canopy that will protect your assets from the weather for years without breaking the bank? Maybe you should consider a metal canopy. Most people think of sheds as wooden buildings, but metal sheds are an excellent choice, especially for backyard storage, garages, and other structures. 

As garden sheds became increasingly popular in the UK, there was also controversy over the type of garden sheds that offered the best value to their owners. Wood and metal sheds have overgrown in this competition and remain the most popular choice for those who are looking to purchase additional storage space for their household.

This guide shows the main benefits of buying a metal shed. There are endless options for repair shops for sale in the market, but you can save your valuable time and money considering the following benefits.

What are the Benefits of using steel sheds Over wooden Sheds?

Metal sheds are one of the most popular solutions for people looking to build up extra storage space in their homes. Our scales are high-quality metal scales made of durable, high-quality metal with a protective coating.

These scales are purchased directly from the manufacturer, so they can be tailored to suit your needs. Here are some of the benefits of steel buildings.

  • Durable

Although the steel structures is a light metal, it is solid and durable. Steel Building’s durability is their selling point, and, unlike wooden structures, they are almost unbeatable against fire, moisture, rot, and termite damage. Their high resistance is even helpful for the plastic canopies in their main load-bearing structures.

Metals don’t break easily and will last for many years. Just make sure they have a proper drainage system and that you can enjoy them for over a decade.

  • Require Less Maintenance

Metal roofing coating galvanizes and makes it rust-resistant. This coating slows down the start of the corrosion process and reduces its effect on the metal sheet. Choosing a metal garden structure for your garden will save you a lot of cost and maintenance time.

  • Metal Sheds Are Eco-friendly

Metal and steel warehouse is environmentally friendly and has many benefits for the environment. Every metal building component can be recycled and made from recycled products before or after consumption. 

These scales do not exert any pressure on the environment. If the owners decide to dispose of the warehouse, they receive scrap metal into various items such as tools, fixtures, and lighting.

  • Cost-Effective

Affordable and cheap are the main advantages of metal sheds over their wooden counterparts. If you have a budget constraint for the same price as a woodshed, you can get an enormous metal shed.

Even high-quality metal roofs are faster to build, easier to install, and require less building materials than wooden or plastic roofs and therefore less costly.

  • Easy To Transport

Steel sheds are usually not as heavy as wood sheds. It can make it easier to transport your canopy to another location if you need to move it.

  • Last Longer Than Woods

Steel is often cited as one of the most robust building materials in the world. So if you are making a metal-protected structure, it should last a very long time. 

Quality metal supports are much better than wood in terrible weather conditions, and you don’t have to worry too much about rot, warping, or termite problems that can occur on any wooden structure. With a well-constructed steel shed, this could quickly become the next family heirloom to pass on to the next generation.

  • Easy To Carry

Usually, these warehouse buildings are available in lightweight packaging, which facilitates installation via standard doors. Most suppliers offer metal products in flat packaging, which means you can easily manipulate them around the house or in very narrow gardens.

It also means you can move the entire warehouse yourself, which means minimal stress when building.

  • Longer Warranty

Thanks to the long-term function of metal, manufacturers, and sellers can provide buyers with very long guarantees. A ten to twenty-year warranty is commonplace in the UK, especially when choosing a reputable manufacturer’s large metal roof.

They can purchase the service because they are aware of the quality and durability of the metal. And for the best long-term results, you should consider purchasing a galvanized steel roof.

  • Foundation is Not Required

Another significant advantage of steel sheds is that they do not require any foundation most of the time. The reason this is important is that building foundations are expensive and time-consuming. Foundations usually need professionals to build them. 

All you have to do is use the level to find a flat part of the floor and then cool off. It’s that simple. Some of the larger steel canopies may require a foundation because they require a solid foundation to support them.

  • Fire Resistant

When choosing a garden building, an important point is the fire risk it causes to your household. This metal is refractory and requires very high temperatures to melt.

You can be sure that all items that are stored are safe at all times. Wood sheds are much more flammable when exposed to fire, and plastic sheds can deform and melt even at low temperatures.

  • Easy Makeover

For repairs, paint a steel canopy can easily in any color you desire. When shopping online, you can usually choose a color scheme before processing your order.

Paint is much more resistant to metal than wood. The wood needs to be cared for and repainted every year, while the metal only requires about five years of attention.

In terms of cost-effectiveness, protection, and maintenance, this warehouse-type never fails and is worth more than the money.

  • Security

In terms of security, steel warehouses can provide better protection against thieves. Unlike some quality lumber or sheds, metal canopies usually have reinforced hinges that prevent forced entry.

The same goes for doors and walls. Every extra inch is essential security for any thief or criminal.

  • Build-in Ventilation

Steel sheds are usually available with active or passive built-in ventilation systems. These can be simple fans and openings in the roof or the walls.

Ventilation is essential as it prevents condensation from building up in your metal garden shed, thus protecting your belongings from possible damage. Fan-driven systems are even more efficient but more expensive.


These are just some of the main advantages of metal scales over other scales. In terms of cost-effectiveness, protection, and maintenance, this warehouse-type never fails and is worth more than the money.

Although wooden canopies are much more adaptable and more suited to certain habits, metal canopies still have different uses. Here are some great services for metal scales.

Guest Post by Mike Brown

Spring planting is right around the corner. It’s one of my favorite times of year. Because I’m a serious plant person, I look forward to planting season, and to designing my own landscape. This article offers an interesting alternative to landscaping. Thank you, Mike Brown, for your contribution.

Tips to Create a Mediterranean Garden Escape for Your Home

Don’t you just love going to enjoy holidays and staying in a marvelous villa or hotel that boasts glamorous Mediterranean décor, with beautiful large gardens and open-plan living spaces, with some simplistic, nature-inspired accessories that create beachy, relaxing vibes? You can get this auspicious feeling at your home too. By decorating your yard or garden in the Mediterranean style, you can enjoy that holiday feeling at your home.  You can add colors to your garden and add a bit refreshing feel, let’s get together with a few ideas about how you can overhaul and update your garden with a Mediterranean style. 

Don’t forget succulents

Desert plants and succulents are normal highlights in the Mediterranean garden, outgrowing old stone dividers and rockwork. In the event that you have a rock hole between your home and your clearing, a segment of sempervivums or different succulents will mollify the line wonderfully.

Water Features and Pergolas

Usefulness is colossally significant with regards to Mediterranean gardens and insurance from components, through cooling water and shade, is an unquestionable requirement. On the Mediterranean coast, numerous gardens need shelter from the immediate sun, so you will probably see a ton of coverings, pergolas, and water highlights. Pergolas work really hard regarding sheltering gardens from solid breezes and, if your garden is neglected, they also offer protection. 

Assuming you have space, pergolas that are hung in brilliant climbing plants, like ipomoea and jasmine, are an unquestionable requirement. Yet, in the event that you have a smaller garden, you might need to consider utilizing small passageway entrances, or even only some high fencing, for the look. 

Use terracotta planters

Think about dazzling pink or red geraniums tumbling over old terracotta or stone pots, or if you’ve restricted space, connect some smaller terracotta grower to a south-bound divider and fill them with the following dry season darlings that will not need perpetual watering. 

Then again, make an element out of tremendous Grecian urns deliberately positioned in borders or as stand-alone highlights toward the finish of walkways or in the focal point of small courtyards.

Relaxed Outdoor Dining

In the Mediterranean, it is right around a criminal offense to not have an outdoor dining region. Imparting food to loved ones is something that sits at the core of long-standing Mediterranean practice and while we might not have as great a climate as in the Med, large numbers of us actually treasure summer BBQs and unwinding in the garden on long summer nights. 

You ought to, in a perfect world, pick an exemplary dining set. Cast aluminum functions admirably as it is climate safe so can be forgotten about over winter. In the event that you don’t have space for an enormous dining set, a small bistro set will work comparably well and regularly is comprised of simply an end table and seats. Assuming you have greater space, ensure that there aren’t any segments of your garden which can be delighted in – Mediterranean gardens regularly have numerous sorts of seating dabbed around ways and walkways.

Consider gravel or cool tiles

Gravel gardens are ordinary in the Mediterranean and in this country, the gravel surface goes about as a perpetual mulch that will help forestall seed seedlings and monitors dampness. 

Pick a sunny, sheltered spot and set up the dirt, raking it level and then spreading 5cm (2in) gravel over the surface. 

Plant sparingly – don’t cover the gravel surface with plants. They can be set to a great extent and may be adorned with stone or terracotta planters or an old wooden or stone seat.

Create shade

Any Mediterranean garden deserving at least some respect should offer shade during the warmth of the day. Consider how you will accomplish that normally. Maybe develop climbers that adoration heat, for example, grapevine and trumpet plant, over a pergola with customary seating under. Use Carports or Metal Garages for the shade and shelters. 

Sociable seating

The way into all-climate garden furniture is strong and it merits putting resources into a respectable weatherproof mix set. Their Swinging Day Bed has been especially mainstream. Decorate daybeds and outdoor couches with beautiful adorned blankets and pads.

Plant selection for the Mediterranean garden

As we already mentioned, perennials succeed in a Mediterranean environment, as simple to develop in dry and helpless soil conditions. 

A Med garden is, most importantly, a fragrant garden: sage, thyme, rosemary will satisfy both your smell and your taste buds, as you can utilize them in the kitchen… They’re not tall plants, and they are ideal for edging strips or in a little stone garden, on very much depleted and not very muggy soil. You can likewise join them by succulents, similar to sedums with their innumerable assortments, or aeoniums and aloe plants whose delightful flowers will make a superb winter adornment.

Citrus trees: If the climate permits you, set out to plant orange, lemon or tangerine trees – ideally close to the house, to shield them from the virus winds. Envision opening your windows and letting the exquisite fragrance of orange trees attack your room during blossoming season…

Oleanders make glorious fences: They bear loads of flowers in changed tones: from white to fuchsia and everything in the middle, in addition to some more – an eminent range available to you. An extra benefit is that the blossoming season may last as long as a half year. 

The silver-green foliage and the turned trunk of olive trees are, obviously, the Mediterranean landscape’s brand name. Despite commonly acknowledged thoughts, olive trees can develop basically anyplace, as certain species can withstand temperatures well under nothing. One thing to recollect: olive trees don’t endure stale waters; very much depleted, pebbly, light soil, just as a most extreme measure of sunlight, are fundamental for their endurance. During the initial three to five years you should be cautious about ice; covering the roots in the colder time of year is a decent precautionary measure in cool climates.

Guest Post by Yuriy Moshes

7 Myths About Buying a House You Can Ignore

For decades, owning a home has been a part of the American dream. The process can be quite tedious and complicated as the times, regulations and conventions change. This has brought about a number of myths and misconceptions around becoming a homeowner. In this article, we’ll walk you through 7 little-known financing facts around buying a home to help you separate real estate facts from fiction. 

Myth 1 – You Shouldn’t Buy in a Seller’s Market

“Seller’s market” is a term regularly used in real estate when a low supply of homes for sale meets a high demand of buyers. Simply put, there are more buyers than homes for sale. While this can make it tougher for you to find the property of your dreams without engaging in bidding wars or paying higher than the asking price, you should think about much more than whether it’s a seller’s or buyer’s market when deciding to buy a home. Are mortgage rates low? Is the inventory on the market high quality? Are you getting a good deal on the property? What’s your financial situation? Don’t let a seller’s market hold you back if the time is right for you to become a homeowner.

Myth 2 – You’ll Save Money by Not Working with a Real Estate Agent

Why would you spend money on a real estate agent when you have access to homes for sale on the internet? It makes more sense to save on the agent’s commission and do it all yourself, right? Wrong. Very wrong. In reality, following this myth might cost you more in the long run. Real estate agents are skilled in negotiation, and they understand the market, so they can get you better deals. Besides, it’s their job to ensure that you get a good price on your home. Choosing to forego a real estate agent could also make sellers less likely to negotiate with you or even consider your offer in the first place. The whole process is a lot easier with an experienced agent on your side. Your agent will likely work with the real estate lawyer (though it’s not required in many states, we do recommend having an attorney review the transaction) to ensure all bases are covered. Having an agent on your side streamlines the entire process and introduces you to opportunities you might not have had otherwise. 

Myth 3 – You Need to Have 20% for Your Down Payment

This is by far one of the most popular mortgage myths out there. Sticking to a budget is great, but you don’t need to have 20% ready to put down. Years ago, you did need at least 20% before you could get approved for a mortgage, however, there are many other loan options today that don’t require that much money down, including FHA loans. Sometimes you can put down only 1% and still be approved, depending on the circumstances. 

While you don’t need 20%, we recommend putting as much down as you can, as it will help you secure lower interest rates and private mortgage insurance, as well as widen your opportunities. 

Myth 4 – You Need Amazing Credit to Get a Home Loan

There is so much more that goes into your mortgage approval than your credit score alone. Lenders will also look at your income and work history, your debt-to-income ratio, your assets and your down payment. In fact, there is no minimum credit score required by any lender to qualify someone for a home loan. Depending on the lender and the type of loan, you could be approved with various scores. While institutions do get to set their own credit requirements for conventional loans, government-backed loans, like FHA loans will go much lower on score requirements– the minimum score needed for FHA loans is usually around 580. 

We recommend working on your score if it’s on the lower side. The higher the score, the more options you’ll have. People with higher scores usually benefit from the following:

  • Lower interest rates
  • More mortgage/lender options
  • Lower income requirements
  • Lower down payment requirements
  • Better rates on homeowners insurance

Myth 5 – You Should Spend the Entire Amount You Qualify for on Your Home

Just because you qualify for an amount doesn’t mean you should spend that amount. Many first-time homebuyers fall into this myth. Remember that you determine your budget, not the bank. Whether you’re buying an as-is house, a luxury penthouse or a fixer-upper, there are a few key items that can help you determine how much you can afford on your home, regardless of how much the bank approves you for:

  1. Your monthly income – How much money do you bring in per month? Knowing this number will help you establish a baseline of what you can afford to pay on monthly expenses.
  2. Cash reserves – This is how much money you have to make your down payment and pay your closing costs. This can come from savings accounts, investments, etc.
  3. Expenses and debt – What expenses and debt do you already have? What do you pay monthly on those? This can include things like car notes, credit card bills, groceries, utilities, insurance, student loans, etc.

A good guideline to determine how much house you can afford is the 28/36 rule. This rule states that you spend 28% of your gross monthly income on costs related to your home and 36% on your debt (student loans, mortgages, etc). While the 28/36 rule is a great jumping-off point, be sure to take your bigger financial picture into account when deciding how much you can afford on your home.

Myth 6 – You Should Always Choose the Loan With the Lowest Interest Rate

While interest rates are a big deciding factor, pay attention to the details of your specific loans. Interest rates may start out low and increase over time. For example, adjustable rate mortgages will reset, often falling into a higher rate as time passes. On the other hand, fixed rates may have a higher interest rate at the beginning, but you can trust that they will remain at that rate and not drastically increase on you. 

To help you select the rate that makes sense for you, be sure to go over the details of your loan with a professional. They can help you understand the ins and outs of your specific loan, which will help you to make better decisions that align with your future goals. 

Myth 7 – Your Mortgage Payment Is Your Only Monthly Home-Related Expense

Of all of the real estate myths covered in this article, number 7 could get you in the biggest of pickles. This should be estimated and factored into your initial budget setting. Your mortgage will definitely not be the only home-related expense you need to plan for. You’ll need to think about utilities, HOA fees, insurance and property taxes, landscaping fees, etc. Your real estate agent can help you calculate these expenses to help you determine the budget and locations that make financial sense for you. 

Don’t forget that owning a home also means taking financial responsibility when things break. Sometimes you’ll have to replace HVAC parts, mend the roof and repair pipes. You never know when these expenses might come, so having a rainy day fund packed into your budget is a good idea. 

Owning a Home Makes Financial Sense

Which of these is a common financial benefit of home ownership? 

  • Ability to build home equity – Your home value will increase over time
  • Tax deductions – You’ll save on taxes
  • Long-term savings – Building equity allows you to set aside money for your future
  • Control over expenses – No rent spikes

The answer is all of the above are financial benefits that come with home ownership. Owning a home, while a great responsibility, can be very lucrative in the long run. With these home-buying myths busted, we hope you have a clearer understanding on the process of becoming a homeowner, so you can reap the benefits, too. Happy home hunting!

About the Author

Yuriy Moshes is the CEO of Moshes Law and attorney with broad expertise. He has two bachelor’s degrees. Being an experienced expert, he is considered one of the most in-demand specialists in the real estate law field. Apart from that, he provides free consultation for everyone who faces foreclosure problems.

Description: We’ve addressed popular home-buying myths to separate fact from fiction. From your down payment amount and how credit score plays into approval to budget advice, and interest rates, we’ve brought truth to the myths hindering many would-be homeowners. 

Guest Post by David Tylor

Here’s another guest post that I think you will enjoy. With Spring soon approaching, it’s time to start preparing for outdoor entertaining. This article might help you get inspired!

Ultimate Guide on Painting Your Garden Furniture

Instead of replacing your old, weathered wood furniture outdoors, grit, prime, and paint the sand’s surface creates new patio furniture. It is also a good choice to work on old things in our houses and make them new. Just like furniture instead of windows replacements if paint fades, you can paint and give them new look. Don’t replace sidings if it gets fade, instead paint it. It will save your lot of expenses. 

Clean surfaces regularly with a soft product, sand the surfaces to prevent mold, and cover or store components during the winter months. With proper care, the only time you need to repaint your patio furniture is when you want to change the color. 

So when you have some wood lawn chairs with chipped paint and woodcut or shredded, it’s honestly not difficult to make them look fabulous. Repairing such furniture is much closer to carpentry and painting houses than the experienced world, for example, restoring an antique table. 

What Should You Use to Paint Your Garden Furniture?

There are many ways to handle wooden patio furniture, and your choice of finishing will depend on the type of wood and what you are trying to achieve. For example, if you have hardwood benches, the oil will moisten the wood grain to give the furniture extra protection and emphasize its natural style. The oil doesn’t change the color of the bank. It just restores him.

Lacquer adds a short protective film to the wood and better protects garden furniture from wood moisture. You require this additional protection for softwood. Varnishes are mostly transparent coatings such as oil as they enhance the natural color of the table.

The wood surface absorbs a paint-like stain that adds color to your furniture, not to change the unique patterns and textures. However, the paint remains on the wood and covers the entire body.

Prepare Your Furniture Before Painting

Before painting your wooden patio furniture, you should always clean it. Mix washing liquid and warm water in a bowl and applying the wood with a soft brush. After cleaning, let it dry completely before moving on to the next step.

If your furniture is older and has mold and mildew, see our article for cleaning recommendations.

After cleaning, you should examine the wood and touch any cracked or broken parts.

Remove any loose chips and add them back to the furniture with waterproof glue. You can also use a sealant to fill in gaps in the wood. Leave a little more in the aperture as the sealant will shrink until it dries. You can grind this. Use sandpaper to smooth the surface after both touches so you can’t see where the affected area is, then wipe with a damp cloth.

Tips To Paint Your Garden Furniture

Let’s hover over the points that will tell us how we can paint the furniture and how will it give a new look to our old furniture-

  • Select The Paint

Deciding which color to paint your furniture depends on several factors, including personal preference, the environment and color scheme of your garden, the topic you are looking for, and other practical considerations such as availability.

Rattan furniture is usually bold when it comes to color, striking shades of red or navy. Or could the older, faded furniture be turned into a glossy white?

By painting your rattan in this bold, traditional color, you can offset a touch of soft elegance with a smooth or patterned pillow for all weather conditions.

  • Cleaning

Before applying that first coat of paint, you need to make sure the furniture is clean. Older chunks have likely built up some soil over the years, which you will need to remove to ensure a flawless finish.

Remove all grime and grime from all surfaces with a soft brush (vacuum cleaners and brushes work well). You can also use the brush cover on the vacuum cleaner to move furniture around, especially around nooks, crannies, and hard-to-reach places.

Finally, use a mild soap solution of sugar and a damp cloth or sponge to wipe the entire area and let it dry completely.

  • Use an Undercoat at Your Base

By applying a primer to your furniture, you give yourself the best chance of getting the smooth and even finish you want. It can also help reduce the total amount of paint you need on each piece of furniture.

You can buy a spray primer, but you can get an equally good finish by applying a standard acrylic primer with a soft brush.

  • Which Brush Should You Use?

Is the brush right for your color? Oil paints usually have a different coat than latex paints. The brush label indicates this.

Is the brush size appropriate for your project? When painting furniture, a smaller brush may be better. Make sure it fits perfectly into your paint container.

Rollers are ideal for large flat surfaces, e.g., B. tabletop. It can also help reduce brush marks!

  • Take Care of Climate While Painting

Time is a significant factor. If your skin is sunburned and sweaty, the paint may be too hot. It will cause the paint to dry too quickly. If it’s too windy and you use spray paint, your color may dissolve before it reaches the surface. You can wait for the wind to die down or build a spray tunnel out of cardboard. Generally, a temperature of 21 ° C and a humidity of about 50% are ideal painting conditions.


If your garden is a small country, make a statement with bright, bold, plaid colors. Alternatively, if you prefer a natural look, complement the environment with soft, natural colors.

Whatever your taste, follow our simple guide and make your garden furniture the envy of all neighbors.

Guest Post by Diane Seka

Here’s a guest post that I thought some of you might be interested in. Over the course of my life, I’ve moved over 40 times, and I’m not even in the military! Why not have a good book to read while your moving? Ms. Seka answers that question.

Top Three Books to Read While Moving

Between hunting for a new place, evaluating the host of movers in your area before settling for a reputable local moving company, gathering packing supplies and doing the actual packing, not to mention the long list of to-do’s waiting to be ticked, it is understandable that you feel overwhelmed.

Then comes the actual moving day itself. The movers have to arrive at the scheduled time and load up belongings onto the truck, so you want to be sure everything is set and ready to go in advance.

Not to mention, if you have family or a pet owner, there is the child that needs watching over and your furry four-legged member of the family also needs to be kept out of the way.

It’s little wonder then that moving house is considered one of the top stressors in life.

At this time, anything that could distract the mind in a positive way would be welcome. That particularly goes for when we’re moving long-distance to a different part of the country.

One of the best distractions to keep the mind occupied is – no, not the wine (that can wait until we arrive at the new home) – a good read.

Even those of us who are absolutely at home with nothing to keep us occupied but our thoughts can get bored during a long-distance move. It is times like these that a good book would be most appreciated.

Now, if you’re wondering what titles would be nice to include in your list, we have a few suggestions we think would make for excellent company during the trip.

  1. On the Road (By Jack Kerouac)

Of course, what better book to pick up while you’re on the road than – welp! –  one that goes by that same name?

On the Road is a Beat Generation classic by Jack Kerouac written in 1957. The timeless travel novel relays the story of Sal (Kerouac’s main character) who lives in New York City and decides to pull up stakes to head west.

Driven by a frustration and desire to see the world, Sal makes the most of his time, making friends along the way, riding the rails and partying the night away.

With the pressures of modern life, this is a theme that may very well resonate with you. And you’ll love that Sal grows into a better, stronger and more confident individual through all his travel adventures.

  1. A Year of Living Danishly (By Helen Russell)

Dubbed “the world’s happiest country”, Hellen Russell tells the story of the time she followed her husband to Denmark after he landed a job at the Lego office in Jutland.

She spends her time freelance-writing while trying to uncover why the Danes are such a happy bunch.

She explores everything in her book – from food, to education, childcare, sexism, taxes, interior design and more – and does so while throwing a comedic twist to it, making for a poignant story that’s sure to keep you hooked.

Yes, turns out the Danes don’t have much tolerance for witches too.

What this is is an informative read that’s hilarious at the same time – self-deprecating even – that tells an intriguing story of someone trying to fit in.

Just what you need as you head out to start life in the new lands.

  1. The Alchemist (By Paulo Coelho)

Yes, we thought we would include this too. Paulo Coelho’s The Alchemist is one of the most read books in recent history.

If you are an avid reader, chances are this one forms one of the pillars of your collection. And if you’re not, there’s also a chance that you’ve happened across this book.

Whichever the case, now would be as good a time as any other to immerse yourself one more time in this soul-stirring story.

It follows a young shepherd boy who journeys from Spain to Egypt. Following his heart, he understands love and the meaning of life as he also learns to go with the flow.

If you haven’t read The Alchemist yet, you’re in for a treat. Slot it right at the top of your list. It will be one of the best ways you spend your time (moving or not) and you’ll be happy you picked it up.

Happy Moving!


Guest Post by Tina Martin

Here is another guest post by author Tina Martin. I can certainly relate to this article, because I have a home-based business, and I know I need more space! Thank you, Tina, for your contribution.

3 Reasons Your Home-Based Business Needs a Bigger House

Being your own boss is a dream come true for many people. Launching a business can be difficult, but with a solid business plan and a market need, success is within reach. While your idea may have started off small, once you see consistent success, you may realize you need a bigger portion of your home to dedicate to your work. That’s when it’s time to start searching for homes for sale. 

Moving your home and business isn’t a simple proposition. Nevertheless, sometimes it’s a must. J.D.R. Hawkins shares three of the many reasons why your home-based business needs a bigger house to call home.

1. You Need a Dedicated Office Space

Running your own business out of your house offers a number of advantages, including schedule flexibility, convenience and cost. It’s important that you have a dedicated workspace that is separate from your living space to minimize distractions. If you currently rent your home or are living in the first house you ever bought, you might not have a lot of space or the freedom to remodel it to suit your work needs. This is a clear sign that you need to purchase a bigger house.

Once you have your own home, you can make up your office space however you see fit. Make sure you also have plenty of light and a solid internet connection to help keep your workspace comfortable. Invest in a new computer if necessary, and remember that your home office—and what you invest in it—may also be tax-deductible, so keep track of the upgrades or repairs you make to it.

2. Your Business Items Are Everywhere

If you keep a lot of paper files on clients and accounts, then it’s easy to get overwhelmed with folders unless you have an efficient storage solution. You still need room for other essential, helpful equipment like tablets and computers, and you may need to invest in a newer model if your current ones aren’t operating at full capacity. If you take advantage of discounts and deals online, you can score deals on popular laptops and tablets from different manufacturers. Don’t forget to grab a comfortable chair and a desk to help keep things organized and professional.

Not enough storage space is one of the biggest frustrations many homeowners have, as Organized Interiors explains. If your home is starting to feel crowded as you organize your business essentials, it’s probably time to look for a bigger home that can grow with your company.

3. The Company Is Growing

The expansion of your business can naturally mean you need more space. You may wish to hire employees to help you. You might need a workshop in which to store materials and create products to sell. You may need a dedicated space to service your clients, as with a nail or hair salon

When you start considering buying a larger home for your business, it’s natural to worry about liability. The formation you choose for your business can help with this, particularly if you form a limited liability company. An LLC offers tax advantages as well as limited liability, which can protect your personal assets (such as your home) in the event your business is sued. You can save on lawyer fees by using a formation service or filing as an LLC yourself, but you will need to check your state’s regulations first because every state has different requirements.

In the end, you are the one who determines when it’s time to upgrade your home to fit your business growth. Ensuring you have the workspace you need can help you focus and grow your business even more. When you are considering purchasing a new bigger home for your company, start talking to a professional real estate agent right away. The sooner you start your home search, the sooner you can establish your new home office.

Image: Pexels

Guest Post by Sheryl Wright

I frequently feature guest posts by various authors in order to give them a chance to get published. Here is another. This one is interesting because it discusses writers. Thanks to Sheryl Wright for her contribution.

Five Tips for Young Journalists

Photo by Mustafa Husnii from Pexels

The media industry has transformed in recent years with the emergence of new trends. The old-fashioned TV and newspaper media platforms have seen their once-dedicated crowd fragmented by the emergence of internet-based media. As a result, job opportunities for newsroom-based media have decreased. As a young and ambitious journalist, to prepare yourself for the competitive job market, you should stay updated, gain experience, and sharpen your expertise.

According to Forbes, citizen journalism is gaining traction in modern society, and as such, emerging stories are told even before they reach newsrooms. Therefore, media institutions are looking for journalists who can help their institutions become agile and lean. Today, the media job market is interested in all-around journalists. In turn, you need to improve your skills, experience, and knowledge to cope up with the current market demands and remain competitive.

Below are tips that can help you become a successful young journalist in the media industry.

Look for Internships to Gain Hands-on Experience

Journalism is a highly competitive career in the media industry, and as an upcoming journalist, you need to utilize each opportunity to gain experience. For instance, volunteering at a media station or taking an internship is a perfect way to gain hands-on experience. Besides, this can help you create connections to help secure a job in the future. You should take internships for a short while to gain experience and weigh if the organization will employ you permanently. If there’s no likelihood of getting hired, then work as an intern for a few months and move on to start looking for better opportunities.

Master New Tools and the Basics in Journalism

As a young journalist, you require skills to write, read, and analyze information sources. Therefore, you should master basic language rules such as grammar, tone, and punctuation. By practicing such basics, you will enhance your skills and competency.

Apart from mastering the basics, you should also familiarize yourself with the latest software and tools used in the industry. For instance, you should learn about the investigative transcription tools to become an expert at everything related to your career. Moreover, you need to create connections with other journalism students of similar interests to exchange knowledge and skills. Since there are several fields, joining a specific community can help you learn from others.

Build an Online Portfolio

Building a professional online portfolio can be helpful when searching for job opportunities. Remember to include professional details like your resume, contact information, social media accounts, and links to various works you have completed in your portfolio. Additionally, include a bio that emphasizes your career interests, work experiences, and qualifications as a young journalist.

Build a Network

You should start building your network by tracking fellow journalism graduates from your college and contacting them. If you don’t have contacts from college, you can join online groups of journalists or expand your network through internships. You can always submit your work directly to different magazines and newspapers to expand your portfolio and get your name out there. Having a vast network can be helpful when searching for job openings. Your contacts can recommend you or suggest a job opening for you to apply. Besides, you can network with senior journalists who can mentor you to become a top-class journalist.

Acquire New Skills

As a young journalist, you should be curious, enthusiastic, and ready to develop new skills. For instance, if your specialization is photography, try learning about writing. If you are a reporter, develop new skills in video shooting. There are tons of online learning opportunities for those who want to learn photo or video journalism. Don’t forget about the endless opportunities for travel writing as well. Even if you are going on a personal vacation somewhere, it can be an opportunity for you to write a travel piece and add that to your repertoire of skills and topics in your portfolio. In the end, acquiring new skills can make you an all-round journalist and a valuable asset any media station would want to have.

Concluding Remarks

Journalism is a highly-competitive career that requires unique skills, expertise, and experience for you to succeed. Therefore, you need to become a versatile young journalist to progress in your career. A few skills you need include engaging in internships to gain hands-on experience, building networks, and mastering new tools and journalism basics. You can also build a professional online portfolio and acquire new journalism-related skills. With these tips, you can revitalize your journalism career to become a world-class young journalist.

Guest Post by Lucerin Saldana

I regularly share guest posts of other writers by giving them the opportunity to get their work seen. Since I am interested in home decor, interior design, and plants (I only have 100 in my house right now., downsized from 300), I wanted to share this article with you. I hope you enjoy it and find inspiration. Spring is coming!

Home Decor Ideas for the Green and Garden Lovers  

At the point when the world is truly worried about global warming and carbon emanations, There are a few different ways to decrease warming practices and contribute to making a more advantageous tomorrow for our children. 

Constantly, the ideal way to deal with this is through a themed home elaborate format, with the ultimate objective that the furnishings, embellishments, and dividers all join to give one single, bound together plan of impressions. 

Improving on account of a subject doesn’t suggest that you ought to mastermind all your furniture from one spot, or that all that requirements give off an impression of being indistinguishable. What it infers is that you empower your tendencies to accept a particular part in your Home Decor Ideas, rather than just buying whatever looks “great” and accommodates your monetary arrangement.

The color and style selection

People with a “green” demeanor consistently find that all-typical home expressive design stays as a loved memory to them. Regardless, not every person is sure how to go about it. 

The best spot to start is buying utilized furnishings, made out of limitless or possibly recyclable materials. Wood, metal, and rattan clearly bob out as top picks, as those materials fulfill all of these standards, and are strikingly strong too. The best portion of Home Decor Ideas is that these three materials combine very well with one another, and can be put to use to make a contemporary, utilitarian yet gorgeously fulfilling inside inclination.

Décor ideas for kids’ room and others

For kids moving into their own special position, the primary need is comfort. This must be met in all rooms — the receiving area, room, study, restroom, and kitchen. 

Each room requires seats of different kinds. In the receiving area, a course of action of low, cushioned stools works consummately as a footrest, and also, a parlor circumstance. Sprinkle Pads can be stacked with sawdust or tufts, as an environmentally friendly alternative to produce polyester foam. Add Some Playground Equipment to mess around with kids. 

Rattan sofa sets with wooden edges are both strong and smooth, allowing you to loosen up in style and comfort while sitting before the TV and checking out the music. Also, pick a pleasant seat and work region for your working space.

Succulents and Cacti for Indoor Garden 

Not we all are honored with the greenest of thumbs. Thinking about indoor plants can be precarious, and relying upon the kind of plant, the atmosphere that you live in, and how much extra time you need to dedicate to the cycle, a few plants can be a whole lot harder than others to keep alive and green. In the event that your plant assortment continues kicking the bucket on you, think about desert flora or delicious plants for your home office. These tough plants are appropriate to unpleasant environments that would somehow be not exactly cordial to other plant types. Desert plants and succulents need just a little water and daylight and are extremely low upkeep which makes them truly simple to think about. Notwithstanding their quality and lifespan, these plants likewise have a particular, negligible look that functions admirably inside any cutting edge home office configuration because of their perfect, direct shapes.

Furniture ideas

A bed of a good height can be made with woven rattan on a wooden or metal edge. While wooden sponsorships ensured that thick snoozing pads are agreeable and pleasing, people with back issues would profit by the adaptability of a rattan bed. In a hot climate, rattan besides remains fundamentally cooler than any sheet material, and can in addition be ensured about with a wet sheet as an unassuming method to manage remaining cool. Sheets can be gotten out the colder time of year, or you can in like way utilize a warm resting sack on the bed itself. 

While rattan and wood make an extraordinary mix in shades of white, cream, yellow and darker, steel is in like way exceptionally flexible.

Greener homes Decors

Everyone will feel glad to have the plants at home yet the hardest part is about their support. Anyway gone are days when you neglect to offer water to the plants. 

There are applications like Plenty, in this day and age which causes you to speak with your plant and promptly illuminates you when it needs your consideration. 

It doesn’t generally make a difference whether you have an insignificant chance to deal with the plants as these brilliant applications will make your occupation unbelievably simple.

Solar and Green energy

The establishment of Solar boards may look somewhat expensive at first anyway in the more drawn out period it’s truly worth speculation. 

However, on the off chance that you truly can not decide on Solar energy, at that point you might need to look at with your energy supplier about how energy is being produced. In some nations energy providers for the most part, determine whether they are Green energy suppliers or not. It’s not elusive reasonable energy, created from environmentally friendly power sources, for example, wind and sun based. Picking such providers generally doesn’t cost a remarkable measure of cash and more often than not it very well may be benefited at similar rates as that of different providers.

Metal Buildings are green buildings

There are many, many green things and splendid structure options out there today that can upgrade your home, decrease the home’s natural impact and cause your home to perform better. Basically by choosing to work with steel instead of wood is a tremendous good situation insensibility. Consider that when trees are accumulated for wood, it can take more than 20 to 40 years to create replacements to where they can be procured. Close to the completion of its life hope, a wood layout of the Prefab Metal Buildings are demolished, and the wood can’t be reused for a greater turn of events. Shade Structures give different opportunities to save imperativeness and make a pleasing workspace.

Author Bio

Lucerin Saldana Lucerin writes for topics like Home Improvement, Kitchen decor, Garden, or travel-related topics additionally; he has a passion for the metal building industry for more than ten years, Lucerin has become an experienced building specialist in this industry. His goal is to help people with his vast knowledge to assist them with his best suggestions about different metal buildings such as Metal Carports, garages, barns, Custom Steel Buildings, and commercial structures.

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